Best Smoker Life Insurance Rates in Arizona: Compare Policies & Save
Life insurance is not one-size-fits-all, especially in Arizona where the combination of dry desert air and higher-than-average smoking rates can significantly influence policy pricing. If you use any form of tobacco—cigarettes, cigars, pipes, vaping devices, or even nicotine-replacement products—insurance underwriters will classify you as a “smoker,” and that label can double or even triple your … Read more