Michigan High-Risk Car Insurance Guide: Cheapest Rates for Bad Driving Records

a car that is sitting on the side of the road

Michigan consistently ranks among the top five most expensive states for auto insurance, and drivers with blemished records feel the pain even more. High-risk car insurance—often called “non-standard” coverage—can easily cost two to four times the state’s already-high average. The good news? By understanding how Michigan’s unique laws, rating factors, and discount opportunities work, you … Read more