Dr. Satyendra S. Nayak 
For centuries, insurance companies have helped make the world a safer, more innovative place. They’ve pushed for seatbelt use, backed vaccine development, and made buildings safer from fire. But today, they face one of their biggest challenges yet: climate change. The year 2025 has been tough for insurers. They faced record losses due to natural … Read more
Health insurance is a critical component of financial and medical security. As healthcare costs rise, choosing the right insurance plan is key. It helps you access quality medical services without financial stress. Choosing between private and public health insurance can feel overwhelming. Each option has its own benefits and drawbacks. Public health insurance is usually … Read more
Auto insurance is vital for vehicle owners. It protects against financial losses from accidents, theft, and unexpected damages. Liability insurance is required in most states. However, comprehensive and collision insurance offer extra protection. Knowing the differences between these coverages helps you choose the best insurance policy for your needs. Comprehensive and collision coverage both protect … Read more
A car accident can be a stressful and overwhelming experience. After an accident, big or small, knowing the right steps to take is important. This can help you handle the situation better. Filing an insurance claim is a key step after an accident. It helps cover damages and medical costs. This guide explains what to … Read more
Insurance can feel like just another bill—a costly, complicated, and sometimes frustrating expense. Many people, especially those trying to cut costs, see it as something they can go without. “I’m healthy, I drive safely, and nothing bad ever happens to me,” you might think. Life is unpredictable. Not having insurance can lead to big financial … Read more
Life is full of uncertainties. One moment everything is running smoothly, and the next, an unexpected event can throw your financial stability into chaos. A sudden illness, a car accident, a home disaster, or even an unforeseen lawsuit can lead to significant financial strain. This is where insurance plays a crucial role in safeguarding your … Read more
Insurance is one of those things that many people pay for but hope they never have to use. It’s an expense that can feel unnecessary—until you actually need it. Whether it’s health, auto, home, or life insurance, paying premiums every month might seem like money disappearing into thin air. But when disaster strikes, that safety … Read more
Health insurance isn’t just about securing your health—it’s also about securing your financial well-being. Rising medical costs make health insurance a must-have. Many people, however, miss out on its tax-saving benefits. When you buy health insurance in India, you can also enjoy significant tax deductions under Section 80D of the Income Tax Act. This means … Read more
Health insurance is a key safety net. It protects you from surprise medical costs. Many people tend to delay purchasing a health insurance policy, thinking they don’t need it when they are young and healthy. Investing in health insurance early has many benefits. You get lower premiums and better coverage options. Here’s why getting a … Read more