Dr. Satyendra S. Nayak 
When a house in Ohio sits unoccupied—whether it’s a freshly inherited colonial in Cincinnati, a flip project in Columbus, or a lake-front cottage in Geneva-on-the-Lake waiting for summer renters—standard homeowners insurance stops providing full protection. Insurers view vacant properties as high-risk: vandalism, burst pipes, squatters, and unnoticed storm damage can turn a small claim into … Read more
The insurance industry is changing a lot. New technology and shifting customer needs are driving this transformation. As we move forward, these innovations are reshaping how insurance products are purchased, sold, and delivered. Today, customer focus drives change. Insurance companies are shifting to a digital-first strategy. This helps boost customer engagement and build lasting loyalty. … Read more
Gold jewellery is important in Indian culture. It stands for tradition, prosperity, and financial security. Gold jewellery is a treasured possession. It can be a family heirloom passed down through generations or a valuable investment. With thefts, burglaries, and damages on the rise, it’s now crucial to protect these valuable ornaments. This is where gold … Read more
Everyone loves a good discount, whether on shopping, dining, or services. But did you know you can also get a discount on your car insurance? This benefit, called the No Claim Bonus (NCB), is a reward given by insurers in the form of a reduced premium if you do not file any claims during the … Read more
If you take a moment to look around on Indian roads, you’ll notice that Maruti vehicles seem to be everywhere. For many Indians, the Maruti Suzuki 800 was the first car they ever owned. Maruti has built its reputation as a trusted auto brand, designed with Indian roads and drivers in mind. As a proud … Read more
The insurance industry in Asia is evolving rapidly, and with it, the competition has intensified. Many insurers offer similar products and prices. This makes it hard to tell them apart. Today, it’s harder than ever to grab customers’ attention and earn their trust. As a result, customer experience and engagement are now key drivers of … Read more
Insurance is meant to provide financial protection and peace of mind, but scammers are always looking for ways to exploit the system. Insurance scams can be costly. They include fake insurance policies, staged accidents, and fraudulent claims. These scams can take thousands of dollars from individuals and businesses. Understanding how these scams work and how … Read more
Key Takeaways When it comes to protecting your assets, most people focus on the essentials—auto, homeowners, and life insurance. However, what happens if you’re hit with a lawsuit that exceeds the coverage limits of these policies? That’s where umbrella insurance comes in. Umbrella insurance provides an extra layer of protection, stepping in when your primary … Read more
Building a brand-new home in 2025 is exciting, but the moment the last nail is set you need to protect your investment. New-construction homeowners often assume that “new” automatically means “risk-free,” yet homeowners insurance remains one of the most important—and most misunderstood—closing costs. This in-depth guide walks you through the coverage types, pricing drivers, and … Read more